1. Florida
2. Indian Rocks Beach
3. 487 HARBOR DRIVE S

487 HARBOR DRIVE S, Indian Rocks Beach, FL 33785

• 3 beds |
• 3 baths |
• 2,231 sqft

Property Description

Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion—positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA’s Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping—creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom—no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home—it is a premier waterfront canvas for creating a lasting coastal legacy.

Listing Status:

Active

Date Added:

June 19, 2025 at 05:00AM

Listing Office:

PREMIER SOTHEBY'S INTL REALTY : 727-595-1604

Listing Agent:

Kelly Ackley : 727-515-6504

MLS ID:

TB8397563

Interior

• General: Built-in FeaturesCeiling Fan(s)Eating Space In KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-In Closet(s)
• Rooms: Inside Utility
• Appliances: Electric Water Heater
• Laundry: InsideLaundry Room
• Flooring: Travertine
• A/C: Central Air
• Heating: CentralElectric
• Eco/Green Feature: DoorsInsulationRoofWindowsFl. Friendly/Native Landscape

Exterior

Construction

Location

Lot

Utilities

Financial

This listing courtesy of Kelly Ackley, PREMIER SOTHEBY'S INTL REALTY